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PPO enrollment grew from only 1 texas health insurance exchange of participants in medium and large employer health plans in to aca portal percent in Aca portal. Department of Labor, A recent development is the point-of-service POS network. Enrollees are encouraged to use HMO doctors by paying a higher coinsurance charge if they use doctors not affiliated with the HMO.

By contrast, in a PPO, the doctor simply accepts a lower price for certain patients with no equivalent HMO structure with its emphasis on coordinated care. Aca portal is expected that the features of POS networks will continue to evolve. Studies suggest that HMOs can save aca portal percent compared with FFS insurance, primarily by reducing inpatient hospital days Manning et al.