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Insurers may sell plans through the exchange as well as in the market outside the exchange. Premium tax credits and cost-sharing reductions are not available for plans outside the exchange. To apply for coverage through the Health Insurance Marketplace, individuals and families should visit HealthCare.

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The only people who cannot are those who are not legally in the United States or who are incarcerated other than the pending disposition of charges. For period medicine amusing Kansas, individuals and families may enroll through the Health Insurance Marketplace from November 1,through January 15, Coverage becomes effective on January 1,for people who sign up between November 1 and December 15, During this open enrollment period, consumers will be able to change plans, change insurance companies or stay with the plan they have if it is still available.

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